I've never held a job where I liked it enough to actually *want* to be there. If I didn't need the money, then no - I would never have chosen to be there.
I wouldn't call it fear of a job. It's more that I value the freedom to do what I want and when I want to do it.
I also like it when jobs can show a direct benefit to me and/or my family. I get way more incentive out of that. I don't like washing dishes, for example, but doing them at home isn't as bad because keeping them clean keeps a cleaner kitchen, keeps pests away, and then you have clean dishes when you're ready to eat/cook. If I worked at a restaurant as a paid dishwasher, the only benefit that gives me directly is money. Money is good, but then you have to deal with the germs of strangers, the annoyance of people throwing away perfectly good food, the boredom of doing many, many dishes that you did not make dirty and did not get the benefit of eating the tasty food, it's not something you could have done in only a few minutes and then can go do something else, etc.