Hello -
I am doing a cash-out refi on my home and curious if I should use cash (around $10,000) for my closing costs or if I should roll the costs into the loan and invest that $10k somewhere like Vanguard. Difference would be around $40/month. Does not seem like much, but over the 30 yr term it would definitely add up. Very small loan relatively speaking, right around $100k. Hope to pay it down quickly either way. Any thoughts?
Thanks in advance :)