Not sure where to post this, but here seems as good as anywhere else:
Some background: I’m 22; live alone, no savings, no debt in a Mid-COL city. I think I’m doing okay, but am rarely satisfied so I figured I would post here and see if anyone has suggestions to improve, or notices anything I've missed.
Asset:
2007 Honda Civic Hybrid - ~$8000
Spending From Mint:
Rent $725.00
Electronics & Software $50*- Computer, cell phone (device), project pieces, other toys
Food & Dining $200
Sports $80 – I have a tendency to overshoot this one. It’s basically entries and equipment for running & biking (mostly running). I’m leaving it at $80 to see if it balances out in the winter but I feel like I will have to bump it up ($100+?)
Gas & Fuel $61 – Almost exclusively trips out of town to friends/family. I actually had four consecutive fill-ups in Indiana at one point this summer
Internet $53.84 – Really want to get this down
Gym $53 – Useful primarily for the lap pool and indoor track but I've also been known to use their showers before work. Employer pays 1/2 so I’m only out of pocket $26.50
Entertainment $42
Travel $40*
Auto Service & Parts $39 - Not sure where this will end up, just got through a lot of deferred maintenance on my car (e.g. the 12V battery had been dead for about a year)
Electric $35 – Last month $33.09/ 161 kWh
Mobile Phone $32.06
Clothing $25*
Computer Backup $10
Renter’s Insurance $110/yr – I’m actually over-insured here as $110, the cheapest I found anywhere, is State Farm’s minimum premium
Auto Registration $150/yr
Else $50/mo
*Lines which don’t have much normal spending and exist primarily to set money aside for larger purchases
Some of these might still be fluid but things seem to be settling and getting more consistent now. Thanks for the help!
