Author Topic: Cfriresim question  (Read 1197 times)

justchristine

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Cfriresim question
« on: December 18, 2016, 11:34:43 AM »
I would ask this on the cfriresim forum but that looks like it has been completely overrun by spam/trolls.  When entering date ranges, are those inclusive or exclusive?  Ex\ when I enter a line for my 401k that starts in 2016 and ends 2020, is that 1/1/2016 to 12/31/2020 or is it 1/1/2016 to 12/31/2019?


desk_jockey

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Re: Cfriresim question
« Reply #1 on: December 18, 2016, 02:57:14 PM »
My understanding is that it is the whole year for any date that you include.  The default 30 year retirement as you launch the site is currently showing 2016-2045, which for 30 years would be 01Jan16 to 31Dec2045.

 

ysette9

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Re: Cfriresim question
« Reply #2 on: December 18, 2016, 10:37:47 PM »
Related to that then, if I put in my retirement date as 2020, is that 1 Jan 2020 or 31 December 2020? As 2020 gets closer, the distinction become quite meaningful!

desk_jockey

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Re: Cfriresim question
« Reply #3 on: December 20, 2016, 08:42:22 PM »
Again it seems to be whole year, so the retirement would include all of 2020.   It's a general tool that looks at  looking the performance of historic whole year returns in cycles dating back to the 1870s.  It isn't doing any month-by-month analysis, so if you work a few months into 2020 or you die a bit before the end of 2049 then the historic success rate probability will be slightly higher than the what the tool shows for a 30 year retirement. 

ysette9

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Re: Cfriresim question
« Reply #4 on: December 21, 2016, 04:02:56 PM »
Phew! You just saved me one theoretical year of work. ;)