Well with enough digging through my online account history, I could probably assemble some sort of "online shopping" explanation. I know that just in the past few weeks I've bought some presents for my girlfriend. Sometimes I buy books and movies. I bought a new TV in January and some computer parts throughout the year. I was not following MMM this spring while I was adding unnecessary electronics to my "man cave" (which has now been reverted to a bedroom being rented out.) So I built a media PC basically so it could play music on my old TV when I had people over to party. Eating out includes a lot of drinking, at bars, at tap houses, at breweries. Too much. I bought multiple cell phones and will be selling the extras on ebay. The first was a Republic Wireless Moto G but I couldn't stand using RW and can't re-use the phone on the AT&T MVNOs. Another was free after rebate while I tried out Cricket Wireless. It's not as thrifty as some of the $10 plans but it's hassle free. I tried a few and having the phone simply not work as often as it did just wasn't worth it to me. When I moved to my apartment, I bought a shelving unit for $20 and a kitchen table/chair set for about $160. That doesn't account for much of it! Oh and a $70 microwave. At some point this year, I bought a $50 blender.
Web applications/software. Nothing that I can think of purchased in relation to that this year. I do need to figure out rental income / property depreciation though.Nothing would constitute "research"? Even your computer or software purchases? DH is in software QA so we can write off any itunes purchases, software, etc as research.
2. Never, never check the cart out on the same day you put something in it. I have a mandatory waiting period of 24 hours before checkout. When checking out, I don't buy anything that I won't use as soon as it arrives. If I need 1 thing in that cart that meets this rule, move all else to the wishlist and buy that one thing. Periodically remove shit from the wishlist if it's been there 30+ days. Obviously if I lived 30 days without I didn't need it that bad.I was going to suggest something kind of similar:
Category | Budget | Monthly |
Apparel | 660 | 55 |
ATM/Cash | 480 | 40 |
Cable TV / Internet | 720 | 60 |
Car Insurance | 1660 | 138.33 |
Car Payments | 4997.2 | 416.43 |
Cell Phones (2) | 960 | 80 |
Discretionary | 240 | 20 |
Drinking | 480 | 40 |
Eating Out | 2400 | 200 |
Electronics | 600 | 50 |
Entertainment / Shows | 800 | 66.67 |
Fitness/Healthcare | 600 | 50 |
Freelance / Web Services* | 500 | 41.67 |
Gas | 1800 | 150 |
Gifts | 2500 | 208.33 |
Groceries | 5400 | 450 |
Home Maintenance | 1000 | 83.33 |
Homeowner's Insurance | 757.3 | 63.11 |
Household | 480 | 40 |
Mortgage P & I | 18472.8 | 1539.4 |
Netflix | 120 | 10 |
Pets | 100 | 8.33 |
Student Loans | 1611.72 | 134.31 |
Taxes | 5928 | 494 |
Transportation | 2000 | 166.67 |
Travel | 5000 | 416.67 |
Utilities | 2400 | 200 |
Total | $62,667.02 | $5,222.25 |
2. Never, never check the cart out on the same day you put something in it. I have a mandatory waiting period of 24 hours before checkout. When checking out, I don't buy anything that I won't use as soon as it arrives. If I need 1 thing in that cart that meets this rule, move all else to the wishlist and buy that one thing. Periodically remove shit from the wishlist if it's been there 30+ days. Obviously if I lived 30 days without I didn't need it that bad.I was going to suggest something kind of similar: