I’m looking to park some money in a high interest savings account, or (seems better, from my perspective) 12-month CD’s, for a year or 2 or 3. I’m used to the big name banks, and am trying to get comfortable with the idea of opening an account at Ally or one of the other internet banks (that I might have never heard of), or else a local bank with a higher CD rate (I.e., .6% or .8%, rather than the .03% available at Vanguard.) What is your experience using these banks? Any particular one you’d recommend? I’m in California. Thanks!