I am a (currently) unemployed High School Senior in the SOWEGA area. I currently have 2.8K saved up (I want to open up a Vanguard account, but that's another post).
I can currently save 100% of what I make (benefit of starting early), and I plan on taking a part-time job in college. Since it makes sense to stay in-state, my tuition will be paid with the Zell Miller and the balance I can pay for with my part-time.
I want to get started with building credit, but I have no idea where to start. I don't want to be among the prey that lenders seek (ignorant college-aged students), and I have tried researching this on my own, but most FI related post with credit involve travel hacking. The reason I would even want *gasp* credit is that I see (on my path to FI) real estate as a way to supplement my future income, but I would need to finance a rental home.
Can anyone recommend a good credit card to establish my important first line of credit? This is my second post, so please feel free to ask any more questions for pertinent information (and I update up here; I know that haha).
Edit:
My father, with a score of around 750, has added me as an authorized signer. My credit still says nothing.
Link to the Credit CARD Act :
http://bit.ly/1SkQOlB\
Perhaps I am in over my head, but I searched the CARD Act and I cannot find anything to verify the idea that authorized signers are unable to receive another's credit if they are under 21. The only issue in getting a credit card is that it wont be issued unless they meet the Application Requirements on page 15 of the Act. These include showing that payments can be made (e.g. with a job), or getting a parent/guardian/spouse to cosign (if they are over 21).