We are finally paying off stu loans soon, and discovered we are wasting lots in the dumb places! A car question: We have a Honda crv 2013 with 17k miles (face punch) mainly used (now that we moved closer to my work) for a 15 mile round trip 5 day commute with one kid, and for the weekend family things, and for occasional road trips. Most mileage was from pre - move. It is worth 19k, owe 12k at 0.9%. We also have a 2010 VW jetta tdi, 90K miles. Owe 9k at 3.9%, worth 12k. (Face punch). That's a standard transmission so only DH drives that for his longer 20 mile one way commute. We can pay both off by fall. Should we sell one instead? We would need 2 cars, no bike options yet. No credit card debt, paying some pmi but have thrown everything at 6.5% stu loans to get them GONE! 11k to go, should be about 6K stu loans left in a month. Or should we keep crv, take the tdi for longer trips and ride it out?