Author Topic: Car Insurance Question  (Read 227 times)

mbjerry

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Car Insurance Question
« on: August 06, 2020, 11:30:18 AM »
I have a question on car insurance. Do I need Uninsured Motorist Bodily Injury (UMBI) and Uninsured Motorist Property Damage (UMPD) auto insurance? I question for the following two reasons.

1) Doesn't Health Insurance cover me for Bodily Injury?
2) Doesn't my collision coverage cover me for Property Damage?

It seems like UMBI and UMPD is double coverage for coverage I already have. What am I missing?

Thanks!

jim555

  • Magnum Stache
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  • Posts: 2581
Re: Car Insurance Question
« Reply #1 on: August 06, 2020, 12:19:35 PM »
I cancelled my SUM (Supplemental Uninsured Motorist) coverage since it seems like duplicative coverage.