I have a question on car insurance. Do I need Uninsured Motorist Bodily Injury (UMBI) and Uninsured Motorist Property Damage (UMPD) auto insurance? I question for the following two reasons.
1) Doesn't Health Insurance cover me for Bodily Injury?
2) Doesn't my collision coverage cover me for Property Damage?
It seems like UMBI and UMPD is double coverage for coverage I already have. What am I missing?
Thanks!
