You could save by raising your deductibles, since you have plenty of savings. You may also find your premiums go down once you, and especially your husband, turn 26.
We have the same coverages on a 2012 Elantra and pay almost $750/6 months, so about the same as your husband. We don't use the car to commute, but it's not as spiffy a car as his.
This is making me think I should raise our deductibles or drop the collision/comprehensive entirely. Dropping it would save almost $300.