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Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: Baylor3217 on March 13, 2013, 11:05:17 PM

Title: Car insurance costs
Post by: Baylor3217 on March 13, 2013, 11:05:17 PM

Just bought a 2013 f150 fx2 super crew for 28k all in after trade. Msrp is about $44k

Aaa quoted me at about $1200 / year. Sound reasonable?

$1000 deductible

Title: Re: Car insurance costs
Post by: Erica/NWEdible on March 14, 2013, 12:40:44 AM

Why do I think I'm being punked with this post? :)

Title: Re: Car insurance costs
Post by: Baylor3217 on March 14, 2013, 11:18:11 PM

it actually was a serious question.  :)

Title: Re: Car insurance costs
Post by: clutchy on March 14, 2013, 11:38:41 PM

insurance is pretty difficult to compare b/c everyone's personal history is different and vehicles are different.

ex; My wife and I have a 2012 odyssey and a '99 maxima.  We pay in total about $830 a year for both cars.  Liability only on the older car.

Title: Re: Car insurance costs
Post by: BlueMR2 on March 15, 2013, 04:52:31 AM

It just depends on too many factors to say.

Around here, that'd be pretty cheap insurance for that vehicle even if you're an old person that doesn't drive anywhere and has all the discounts.  :-)

Title: Re: Car insurance costs
Post by: Cecil on March 15, 2013, 08:02:54 AM

Completely depends on where you live.

In Vancouver I pay over $1000 for the mandatory third-party liability ALONE, and that's with the 45% discount I get for 10+ years of accident-free driving.