I started my employer 401k in Transamerica and investing in vanguard index funds.
I opened a fidelity traditional ira account (based on a friends advise) and funded 5500 for 2017 but not invested in any as I wasn't sure if I would take the money out for Down payment for our first home.
Now, I think I will be managing without that fund. So I want it to be invested. Fidelity brings me a lot of options but when i select 'No Transaction fee only' fund, vanguard wont show and vanguard has $75 fee. At the same time Fidelity Total Index is showing as no transaction fee.
Since both of these are same, should I just go with Fidelity? Or is there a better fund to choose? I am totally blank when it comes to investing and this is kind of first long time investment thing I am doing.
How do you gain wisdom on these? Should I be waiting for a little dip in market? It looks like its zapping last two years continuosly.
