We currently have our Simple.com accounts, which are not joint, unfortunately. Also, it's only .01%. We really want to use Capital One 360, but after they refused to link our Simple.com account due to its being owned by Bancorp, and since we can't figure out how to deposit cash, I'm not sure we will be able to even use it. You cannot deposit cash at the ATM, and you cannot deposit money orders.
How are you folks doing it?