I have a credit card that I never use and it is the only one that charges me an annual fee. This fee was $45 last year, charged on 8/24. Obviously I don't want to keep paying that fee. However, this card makes up about 40% of my overall credit limit between three cards, and the two other cards I have were acquired this year. I have a good credit score at around 760-770, I'm beginning the home-buying phase of my life, and I don't want to screw my credit score by getting rid of one card I never use that charges me a fee. Any advice?
EDIT: I was reading on the forum someone that was in a similar position (with Alaska Airlines card) that mentioned trying to switch cards to a new no-fee card while keeping the history. Anyone have any luck with this?