What are your normal cards right now? just the AE?
I have a Laurentian Bank Visa Black with points rewards (and a 3.50$/month fee if I spend less than 500$). Maybe not the best option (around 1% return on most spending), I didn't shop around much because of low spending rate.
I stopped using the AE when I reached the minimum 1500$ spending in order to not pay the 3.50$/month Visa fee anymore. Plus after a year, the AE has a yearly fee that I don't want to pay, but for now has better overall return.
I should run the numbers between the Visa and AE, but I'm pretty sure it's very close :
- Option 1 : Keep the Visa and use the AE until the 1 year mark = better reward but 3.50$/month fee
- Option 2 : Cancel the AE and use the Visa only = lower reward but no monthly fee
- Option 3 : Cancel the Visa and use the AE until the 1 year mark then find another card similar to the Visa
- Option 4 :
Find a new ''deal'' similar to the AE Gold