If I'm understanding this right, you want to see only capital gains, no revenue? In this case your options are easy via these ETF's:
HXT.TO = Can Index (total return TSX60)
HXS.TO = US Index (total return S&P500)
HBB.TO = Bond Index (total return Can Select Universe Bond)
No international component, but you can split that between HXT and HXS.
Here is me trying to learn this. So, the CCP model that seems the best fit for me (>$50,000, 40% in bonds) is as follows. I've numbered each component just for referencing in the next section.
1. Canadian equity 20% Vanguard FTSE Canada All Cap (VCN)
2. US equity 20% Vanguard US Total Market (VUN)
3. International equity 20% iShares MSCI EAFE IMI (XEF)
4. Canadian bonds 40% Vanguard Canadian Aggregate Bond (VAB)
I think you are saying that equivalents to the above that do not generate revenue are:
1. HXT.TO = Can Index (total return TSX60)
2. HXS.TO = US Index (total return S&P500)
3. No equivalent, so just increase #1 and #2 from 20% to 30%
4. HBB.TO = Bond Index (total return Can Select Universe Bond)
Don't worry, I'm not about to do anything, but in this example I would:
Go to Waterhouse, look through a big list of funds, find one called HXT.TO, put 30% of my money in there.
Repeat for #2 (HXS.TO).
Repeat for #4, except put 40% in there.
Am I getting it?
What does 'HXT.TO' vs 'Vanguard FTSE' refer to? Are these the names of the companies (or whatever) that put together a group of stocks to make one "fund"?
I'll leave it at that for now.