You could have researched the real numbers for medical coverage prior to posting.
You could also mention the hereditary health issue. Most people consider high BP, Diabetes and obesity hereditary. They aren't. Many health issues can be sharply improved by cutting out wheat altogether. (I know, just sounds insane doesn't it?)
Lifestyle can cure or much improve most health issues. How often do you walk, stretch, bike, swim, exercise?
And lastly, I are you taking the expense reductions recommended here? If so, your monthly expenses would be below 2K. Plus health insurance.
If you want a full case study please divulge the following:
Your present income and where it is derived from, your detailed expenses (every stinking one of them), your savings and where invested, your health issues, your retirement plans and when they kick in, how much you are putting into 401Ks and IRAs each year, and the value of your home.
You are probably less than 2 years from retirement and just don't know it. We can help.