I am earning 1.5% on the first 25k in my checking account at Umpqua Bank. I must have online statements, 1 ach/month, direct deposit, and 15 POS transactions per month.
I make 15 $1 payments to a bill each month to meet the 15 POS requirements each month.
Umpqua Bank is primarily in Washington, Oregon, and Northern California. It has locations all the way down to Bakersfield though, just not as common.