I find that a trailer with properly inflated tires and our two kids slows me down about 2-3 mph cruising speed. More of the effect is felt at stop lights, turns, etc. when you need to slow down significantly. The hills will also be a big impact area. If you normally average 15-16 mph over the same 4 mile route, you'll probably be close to the 20 minute range (15mph-3mph=12mph, or 5 minutes per mile. 5 min/mi*4mi=20min).