This seems like it should be simple but I need it explained to me For Dummies style.
I have a checking account, into which some of my income is deposited, and personal purchases are made. Due to recent changes in our household finances, I have also been making "household" transactions on this account. We also have a joint checking account which holds some of my income, and some of my partner's income. Only household transactions off this account. Then my partner has a separate, personal account, no household expenses.
my$ partner's $
+ +
+-----+-------------++--------+
| || |
| || |
| || |
+ ++ +
my $ and joint $ partner's $
joint $
Okay, here's the thing I'm not getting. In my old system, we kept budgets for our own accounts and one for the joint account--three budgets total--and that worked fine. Now that I'm buying household stuff on my own account, though, the numbers are coming out skewed. If I combine our household budget with my personal budget, it looks like I make way more money, which bothers me. If I don't, then I have to somehow export the transactions from my own account to the joint budget.
What's the most elegant solution here? I feel like it should be obvious but I'm stumped. I know you guys will know:)