Author Topic: Best website NOT to track transactions  (Read 1187 times)

Righty

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Best website NOT to track transactions
« on: June 22, 2020, 10:37:30 AM »
Howdy forum,

So I'm pretty well bought in to the whole YNAB thing to track daily spending, budgeting, etc. Problem being, YNAB isn't spectacular for what I'll call, for lack of a better phrase, "net worth" type of information.

Any suggestions for good websites that can collate investment accounts, mortgage, etc to get a holistic picture across all of my different financial accounts? Using Mint for this right now, but the importing of transactions thing is duplicative/annoying so want to make sure I'm not missing anything else out there. Know I can also do it in excel, but was hoping for something real time/more dynamic.

Thanks!

cincystache

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Re: Best website NOT to track transactions
« Reply #1 on: June 23, 2020, 05:12:59 AM »
Two thoughts:

1. personal capital might work better than mint for net worth tracking

2. why do you want to check your net worth in "real time"? I used to have PC and would check it daily until I realized it was a complete waste of time and wasn't getting me any closer to FI, it was just a habit. Now I keep an old fashioned spreadsheet and update it about once a month; same awareness of net worth without all the addictive behavior of checking it every day.

MudPuppy

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Re: Best website NOT to track transactions
« Reply #2 on: June 23, 2020, 05:38:54 AM »
I have all my account on YNAB for net worth tracking. What are you finding yourself unable to add?

RWD

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Re: Best website NOT to track transactions
« Reply #3 on: June 23, 2020, 07:51:37 AM »
I use GnuCash which is really good at the type of information you want but not good at whatever you mean by "real time/more dynamic." I enter all my transactions manually. Sure beats a spreadsheet though since you don't have to reinvent the wheel.

Righty

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Re: Best website NOT to track transactions
« Reply #4 on: June 23, 2020, 08:16:38 AM »
why do you want to check your net worth in "real time"?

Gets to my scare quotes on "net worth" type information. I really just want automated balance tracking so I can easily reference. Sometimes when I'm bored i look at random things like whats the balance in my auto loan vs. what I have saved for college for the kids. So less about tracking net worth in real time, and more about having a broad base of daily updated account balances. I will revisit PC, thanks for the recommendation.

I have all my account on YNAB for net worth tracking. What are you finding yourself unable to add?

YNAB doesn't scrape all of the websites I need yet so even just adding tracking accounts is a bit of a struggle, not to mention they all just sit in a list in the bottom of my account view and I can't truly organize them

MudPuppy

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Re: Best website NOT to track transactions
« Reply #5 on: June 23, 2020, 08:24:01 AM »
Sorry, I think my solution wonít be what youíre looking for. I manually update our tracking accounts monthly. I donít find minutiae to be more helpful.

Righty

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Re: Best website NOT to track transactions
« Reply #6 on: June 23, 2020, 08:28:52 AM »
I manually update our tracking accounts monthly. I donít find minutiae to be more helpful.

Thanks. Less about minutiae, more about i don't want to manually update (if I did, Excel would be the best solution

SimpleCycle

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Re: Best website NOT to track transactions
« Reply #7 on: June 23, 2020, 08:49:15 AM »
I do YNAB/Personal Capital.  Technically Personal Capital imports transactions, but I just ignore that part.

 

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