If you have $50K - you're in luck. Take advantage of Capital One's current promo for their 2% APR MM and get $500 bonus cash - x-date for offer 9-22-19.
They are a solid online bank (took over ING a few years back and it is easy to transfer money in and out).
You do need to have $10K min bal to get that 2% interest.
Here is the complete review on the doctorofcredit blog (they are a reliable source) with the fine print and a direct link to the sign-up.
https://www.doctorofcredit.com/capital-one-money-market-500-bonus-2-apy-requires-deposit-of-50000/Look under Bank Accounts - click Best Bank Account Bonuses for September and scroll down to Section 2 - Savings Account Bonuses.
It is amazing to me to find out about all this free money floating around:) - $100 for leaving $2K in Hancock Whitney Bank for 90 days? Yes, please.
That's like getting 5% interest for a 12 mo - $2K CD.
I've learned a lot on this blog mostly just from reading the lively comments under each review.
My other suggestion to you would be to check your local Credit Unions, you'd be surprised at some of the goodies you find if you start poking around for special offers and even things like a Holiday Savings Account that pays 2.5% interest up to $4K and you only pay $5 in penalty for pulling out your money early.
If you have or had a military connection you'll find there are still some awesome offers and benefits available like 3% and 3.5% CDs for their credit union members.
One local credit union offered 3.5% on a min $1million 5yr CD deposit and had such an overwhelming response they pulled the offer (very) early. Banks and CU can pull their offers any time but if you're in, you're good. That happened only 8 months ago, the banner was up two days:).
I guess there are a lot of rich retirees in Florida who aren't that keen on the market.
