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Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: settlement on August 01, 2015, 05:43:42 PM

Title: Best Australian rewards card?
Post by: settlement on August 01, 2015, 05:43:42 PM
What are you guys using?
Title: Re: Best Australian rewards card?
Post by: phillipgrasso on August 06, 2015, 02:12:06 AM
Most amex cards offer good rewards. Reached closed to million ascent awards a few times over the years, but decided to use the points on holidays.

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Title: Re: Best Australian rewards card?
Post by: vagon on August 06, 2015, 07:26:19 PM
Depends on what for, how much you spend etc.

For low expense, things like ING/Bankwest/Me/Ubank usually run % back cards, rotate between them so as not to pay fees and to take advantage of introductory offers.
If you spend a bit or go travelling overseas, more premium Amex cards usually get you more points and include travel insurance, concierges etc.
For when you are overseas you'll want a no fee card like 28 Degrees or Bankwest Zero.
For everything else you'll want to rotate between introductory offers with large miles/cash sign-ups where you can cash out before you incur fees that exceed the bonus.