The Money Mustache Community

Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: prognastat on March 25, 2016, 11:07:44 AM

Title: Bank Accounts
Post by: prognastat on March 25, 2016, 11:07:44 AM
Currently I am with a small local credit union and though they haven't been bad they also don't offer a lot of useful integration to third parties such as mint.

I was wondering if anyone had any recommendations for low cost or better yet free accounts to use at least for my direct deposits and paying bills. The savings isn't a huge deal since that can be transferred to accounts with other banks, but I would like a good account that will allow for third party integration to help with understanding where my money is going and managing it.
Title: Re: Bank Accounts
Post by: neo von retorch on March 25, 2016, 11:40:17 AM
I love our credit union (https://www.psecu.com/about/?src=topnav/). You should be able to join (https://www.psecu.com/join) if you decide you like what you read, just by joining Parks & Recreation :)

They work with Mint just fine. They do not yet support Apple Pay, though.
Title: Re: Bank Accounts
Post by: NoStacheOhio on March 25, 2016, 11:42:08 AM
Capital One 360 and Ally are two of the big online banks
Title: Re: Bank Accounts
Post by: Vanguards and Lentils on March 25, 2016, 11:42:23 AM
I've been using Schwab for almost 8 years now and love it. They will connect with Mint. No sizable interest to speak of, but everything I need is free, including the following:

1) electronic transfers to and from other banks
2) check deposits via their mobile app (you just take a picture)
3) all atm fees refunded, including internationally <- this is a big one, and super convenient when I need cash

I've also heard many people speak highly of Ally, so perhaps someone with an account there will share.
Title: Re: Bank Accounts
Post by: Mother Fussbudget on March 25, 2016, 12:29:46 PM
I'm with Pentagon Federal Credit Union (and BECU).  Both are connected to Mint.  Both are great.  I know just about anyone can join PenFed.  Not sure about BECU (originally Boeing Employee Credit Union).