I have a 401k at work with AXA and I’m wondering if it is worth continuing to contributing to it given the fees and the fact I have no employer match?
Currently have about $200,000 in a EQ/Intermediate Government Bond fund with fees of 0.72% (this is one of the cheapest funds on offer and I’m all bonds to minimize taxes).
Married and joint gross income is about $300,000 and like in Illinois.
So are the tax benefits worth continuing to contribute or am I better off saving in my vanguard account (muni bonds or total bond market)?
I have no intention of moving jobs so if there any way if I stop contributing to the 401k I can roll it over to my Vanguard IRA while I am working there or am I stuck with it in AXA until I leave my current employer?