I have a friend that is buying a house in Arizona. It's a SFH. They close on Friday and although their initial quote for closing costs on a $300,000ish mortgage was $4,500 (which I thought was high), the closing company/lender came back after she paid the $4,500 up front and the lender said that the "total cost" is $8,000, which seems way to high. My friend said "I just didn't ask the right question." I immediately said "no, the lender didn't answer with full transparency." Since it seems "sketchy" I checked Bankrate.com's page that tells you what the average closing costs are by state. Arizona is about $2,000. (Kansas, where I'm located, is $1,800 which seems about right based on my experience. Maybe a couple of hundred dollars low, but close enough)
I don't know much about real-estate and closing costs in Arizona. Can anybody illuminate and weight in on these closing cost amounts?
p.s. As of now I don't know any other details about this transaction, the house, the location, the lender, etc.