Half of a couple (just me) which I think is a viable statement as we keep our finances separate. I am on his insurance though.
My FIRE goal is 38.5 years of age, but may go as late as 39.5 years (2026-2027) according to my excel sheet and depending on events. I only intend to save $300,000 and live on the interest. Louisville, KY is LCOL place.
$250 Groceries
$450 Mortgage Principle/House Insurance/Taxes/Interest/Extra to principal
$50 share Water/Waterline Ins/Sewer/Gas/Electric/Trash/Recycling
$155 Dog food/meds/insurance/grooming
$170 Car Insurance
$30 Republic Wireless
$30 Internet
$32 Gas
$20 Life Insurance for self
$150 Home Improvement (an average going forward)
$40 for Household Goods and clothing
$180 entertainment
$50 Donations (Charity: Water and Local Animal Sanctuary)
Total Monthly Bills: $1607 (expect it to be $1000 after I fire)
Total Monthly Income: $3700
But if I Travel Work, my income and bills both go up, usually increase bills by $1300 for an extra rental place and travel friendly food, but my income goes up to $6800-$7600
Biggest changes to get my numbers down was Dine Out/Entertainment, Groceries, Phone Bill, working the CC churn, not buying stupid crap in the first place, and jumping into a traveling career for the last two years. Additionally, I only bought a 52k house that I slowly do the work on myself with husband and other partner. there are half a million dollar houses, maybe even million dollar houses in this city, but I have no interest in mansions. this two bedroom one bath with full basement (1900 square feet) two small yards, and a garage is enough for us.
We're actually a Trink (Triple Income, No Kids) So three adults in a partnership. And this is how April 2018 went:
April Roundup:
Recurring Monthly Necessities Total: $2259
$537 Groceries
$450 Mortgage Principle/House Insurance/Taxes/Interest/Extra to principal
$238/Water/Waterline Ins/Sewer/Gas/Electric/Trash/Recycling
$326/mon College Loans
$234 Dog Edibles (2+ months dog food bulk purchase)
$170 Car Insurance for E
$90 Republic Wireless Data Phones for Three
$82 Dog Health Insurance
$50 Internet
$47 Gas for Two Cars
$35 Life Insurance for C/E
Irregular Necessities Total: $944
$283 Biannual Insurance for M
$250 Uniforms for Work
$144 Home Improvement
$106 for Microsoft program for C
$100 (irregular) Groom for two dogs
$61 in transport fees for C
$43 new Winter Jacket on sale from bioware
$31 for Household Goods (soap)
$20 to dog proof yard
$6 Dude Meds
Entertainment: $1354
$740 Vacation
$268 Trink Fund
$76 Personal Spend E.
$104 Personal spend C.
$166 Personal Spend M
Health Related Total: $282
$150 Sports Massage for E.
$48 Group Therapy for M
$84 YMCA for E/C
Giving: $119
$50 Donations (Charity: Water and Local Animal Sanctuary)
$69 Christmas Presents
Total Spend: $4671
Total Income: $5870