Just got a free credit report and score from my bank (Wells Fargo), which is offering this to its customers until April 15th. Of course, they wanted to schedule me an appointment with a banker, no doubt to go over how opening another credit card would improve my credit score. No thanks. But it was interesting to see my credit score, which is a solid 747. I'm not planning on getting a mortgage soon, but it was fun to find out what my score actual is. I do a free credit check with Experian, Equifax, and TransUnion every year, so I know I don't have any odd things show up on my credit report that shouldn't be there. For now, that's all I'm concerned about. The credit score is something I'll look at again if I consider getting a mortgage. I found out my score this time because it was free AND I was curious!