Hello,
I have a vested retirement at a company I no longer work for. They are currently offering me a lump sump payout of $37,327.74 which I could roll over tax free into my current Vanguard IRA or I can wait another 24 years until age 65 and start collecting $885.81 per month.
I've been researching which is the better option. What would you do.
I no longer work outside the home and my husband will retire in five years.
Looking forward to your thoughts.
Thanks,
KC