Hi there,
We want to make some big savings changes this year due to a situation change, and some goals we've agreed upon as a family. Part of this is more awareness on what is coming in and going out, and a budget.
We have several bank accounts due to mortgage, savings, cheque, linked accounts etc. across three different banks. We have thought about consolidating these accounts but the cost would be quite big to cut mortgages short etc. So what we are looking for, at least in the interim, is to use an app (or something similar) to track our incomings and outgoings per month, and set goals.
What would you recommend? What do you use (even if not an app)? How do you track your finances?
Thanks