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Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: Baylor3217 on July 04, 2013, 01:36:16 PM

Title: Anyone have VIIIX in their 401k?
Post by: Baylor3217 on July 04, 2013, 01:36:16 PM

Vanguard Institutional Index Instl Pl

Expense ration is 0.02%

Does the 1,3, 5 and 10 year return rates include reinvested dividends?  I would assume so.

Title: Re: Anyone have VIIIX in their 401k?
Post by: GreenGuava on July 04, 2013, 03:58:42 PM

What's your question? 

Investment returns stated over past periods typically include dividends reinvested.

VIIIX is one of the best things you can find in your 401(k) menu.

Title: Re: Anyone have VIIIX in their 401k?
Post by: bUU on July 05, 2013, 08:17:29 AM

I recently moved $45k into VIIIX reallocating away from bonds.

For comparisons with other funds including reinvested dividends, I use Morningstar:
http://quote.morningstar.com/fund/chart.aspx?&t=VIIIX&region=usa&culture=en-US

Title: Re: Anyone have VIIIX in their 401k?
Post by: Zoe on July 07, 2013, 08:35:55 PM

I just looked that up and it looks awesome, but, um, it says the minimum initial investment is $200,000,000. :/
I'm missing something.

Title: Re: Anyone have VIIIX in their 401k?
Post by: grantmeaname on July 07, 2013, 09:33:16 PM

It's vfinx for institutional investors, Zoe.

Title: Re: Anyone have VIIIX in their 401k?
Post by: bUU on July 08, 2013, 06:13:17 AM

So the minimum you see there applies to the aggregate investments in the fund from the entire institution, I believe, not from each individual investor.