Anybody taking the PPP Covid loan?

[BlueHouse]

My accountant seems to be encouraging people to take the PPP loans.  I have a small business.  One person (me).  Apparently, I can take this PPP loan and then as long as I apply it to salary (my own), then it will be converted to a grant.  I'm still working and receiving checks (from the government).  I feel as if taking this would be double-dipping.   I will have fewer hours because of Covid, so there will be a slight loss of income, but I feel like so many other people need this so much more than I do. 

The accounting firm is speaking with me as if I'm an idiot for saying I'm not interested.  Am I an idiot?   Is anybody else in this situation?

[xlevikittyx]

Same situation here but my business is non-essential and shut down (we are in NY state).  I do have one client left though so I am having issues getting unemployment and just called my bank yesterday about PPP.  My concern with the loan is, will it actually be forgiven?  How do I prove that I used it to pay myself?  It is only good for 8 weeks of salary from how I understand it and I think my business will be closed longer than that.  I operate as a sole-proprietor with Schedule C being my proof of income for the loan.  Did they explain to you how to prove that the funds were used to pay yourself?  Just regular draws?