Author Topic: Any good 0% credit card offers?  (Read 2765 times)

Rob_bob

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Any good 0% credit card offers?
« on: December 16, 2018, 02:36:54 PM »
A friend of mine wants to consolidate four CC into one 0% card.

I have a number of cards but never carry a balance so I'm not knowledgeable on current card offers.

Any recommendations?

bacchi

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Re: Any good 0% credit card offers?
« Reply #1 on: December 16, 2018, 03:31:23 PM »
Wells Fargo Cash Wise with $200 cash back after spending $1000/3 months. The intro APR for purchases and transfers is 0% for 12 months. I don't know what the balance transfer fee is, though.

https://www.wellsfargo.com/credit-cards/visa-wise/

Proud Foot

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Re: Any good 0% credit card offers?
« Reply #2 on: December 17, 2018, 08:26:59 AM »
To just consolidate then I would guess the rewards/signup bonuses are not a high priority and they would be looking for a 0%/low transfer fee and 0%/low rate on transfers.

Send them here https://www.creditcards.com/balance-transfer/ or here https://www.bankrate.com/credit-cards/balance-transfer/

Since they are consolidating 4 cards onto one they should consider how long the transfers have 0% as well as if the card has an annual fee and how unpaid transfer balances are treated at the end of the introductory rate.

Rob_bob

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Re: Any good 0% credit card offers?
« Reply #3 on: December 17, 2018, 01:57:24 PM »
I found a Citi card with 18 month 0% and a US Bank for 20 months, both no annual fee and both have a 3% transfer fee which seems pretty standard.