I did a search for something like this and couldn't find it discussed anywhere. I am about to switch to a high(er) interest savings account. It seems that currently Ally bank is offering .95% as compared to .75% from ING Direct. ING gets a lot of love from the financial blogging world, so I just want to see if anyone knows of a reason why I shouldn't go with Ally instead. Maybe the rates of ING have gone down/Ally have gone up, but I just want to see if there is some information I don't have before opening the account with Ally. Some stats on the accounts:
Neither has a monthly fee, minimum opening balance, or minimum no-fee balance. APY Ally: .95%, APY ING: .75%. Neither account offers free ATMS, a debit card, or bill pay. Both offer up to 6 transactions without fee per billing statement.
It seems like the clear winner here is Ally, as all things are equal except the interest rate. Anyone have objections to Ally?