Author Topic: How much impact does a UCC have on your credit utilization ratio?  (Read 492 times)

Keyser_Soze

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How much impact does a UCC have on your credit utilization ratio?
« on: September 28, 2019, 02:02:42 PM »
With this UCC there is no amount attached since it is a future share option with property as collateral.

My CC debt is currently zero, no car loan, mortgage $2129/mo is my only monthly.

Iíve read that UCCís can actually increase your score (especially since my debt is down), but I donít see any information on how UCCís affect your credit utilization ratio?

If thereís no specific amount attached to the UCC, how can they determine what my utilization is at all?