In regard to the credit reports, ID theft is my worry, actually putting in the calls today, and if my identity was stolen I want to know how in the hell a loan of any kind was approved as my credit score was in the low 600s and i couldn't get one of my own when i wanted to buy a house last year, we shall see how that goes. As for SNAP or Food Assistance, we qualify for $15 a month and we do use it, we are just outside of the bracket where we would get $300 or so in assistance. I work 7 days every 2 weeks, and I do side jobs that bring in other income during the year much more than that and my wife's SSi check goes from $658 to $415, and a second part time job and it plummets to just under $100, and I wouldn't be making that up with work in either case. I am however always looking to upgrade my job, and education. looking into actually getting my accounting certifications, as I've been an auditor for almost a decade, and tax season would put us way in the black and on track alot faster so imma have to research the cost/benfits for a local/online program.
Edit: I forgot to mention that my wife is on medicaid along with disability so her medical cost is actually 0. Me I just suffer until a few more debts get repaid then I'm picking up 3rd party medical insurance for myself. Also I am a vet and if certain things go wrong the VA will cover for me. Otherwise I need to stay healthy part of why i gave up smoking.