Sooo.... If I'm over 50, and my 401k let's me do roth OR traditional, I could potentiallyl do say $11,500 toward ROTH, 11,500 toward traditional, and then go outside of my 401K and do a Roth ira for $6,500??? or is 6,500 the max, and then I could do $23,000 just toward the traditional 401K.... I'm just trying to get this stuff straight... p.s. our adjusted gross is under the amount needed for a Roth...
AND, my husband and myself both being over 50 can do the same, correct??