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Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: RabStache on January 29, 2014, 08:36:42 AM

Title: 401k Roth->Pre-tax
Post by: RabStache on January 29, 2014, 08:36:42 AM

In 2013 I contributed 8% of my paycheck to a 401k Roth.  Is there any way to convert that to Pre-Tax?  I'm guessing not - our company uses Fidelity.

Title: Re: 401k Roth->Pre-tax
Post by: dandarc on January 29, 2014, 09:15:26 AM

It appears the answer is "No".

http://www.bogleheads.org/forum/viewtopic.php?t=46053 (http://www.bogleheads.org/forum/viewtopic.php?t=46053)
http://money.stackexchange.com/questions/5224/can-you-recharacterize-a-roth-401k-contribution (http://money.stackexchange.com/questions/5224/can-you-recharacterize-a-roth-401k-contribution)

Sucks - I would do this if I could with my Solo 401K - took me until the end of 2013 to see the light on that one.