Hi all I have a question regarding investing in your companies 401k or Roth IRA plan which I hear about all the time. I'm not from the United States so we don't have these plans in our country.
My question is if the goal is early retirement, why max out these accounts each year if you can't access the money before 59 and a half? Why not put it into index funds where you can eventually live on the returns when you retire years earlier?
Is this because of the tax advantages and employer contribution which is basically free money?
Cheers