I've been making a business plan for my own small food shop, selling healthy food such as beans, gluten free grains, nuts, seeds, gluten free flours, dried fruit, honey, sugar (and the list is still getting additions as i plan out more)
Here's what my overheads look like from quotes i've been getting
Lease annual - £6500 *i was looking at one that had £4500 but the footfall isn't very good
Insurance - £500 annual
Utilities - £1200 annual (this is a guess i think it's pretty close to actual)
Loans - £1200 annual (I plan on taking out a £5000 loan at 6% to provide me with a bit more capital)
= £9400 overhead costs
I will be the only member of staff so any profit made after goes straight to me
I plan on marking up my goods by 50%-80% depending on competitors prices
One of my niches i plan on focusing on is also operating a small scale bakery as well, making gluten and dairy free baked goods and confections. Such as dairy free fudge which has been a success and had good results from taste tests, but i won't overprice them like over retailers because i can make it quite cheaply. I've also done taste tests of gluten and dairy free muffins which were good.
Probably going to be planning more over the next month or so but do i sound foolish in my attempts since im only 20 years old lol.