Author Topic: 3 month EF for home buying  (Read 1409 times)


  • Magnum Stache
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3 month EF for home buying
« on: January 02, 2018, 01:59:43 PM »
Quick question, for most people your spending and your income are pretty close but if I max out my 401k as does my husband that is $3000 a month I am not spending.  When banks ask for a three month EF when buying a house are they going to look at gross or net?