I'm curious about the MMM investment community: are people all in on Vanguard and index funds, or has the recent market downturn spooked you? What financial resolutions do you have? And where in this low yield environment do you invest money, or do you just coast and focus on living the best life possible?
I'm very excited and happy! In the last year, I focused on:
-moving my investments from crap, low yield, high-fee "products" to low-cost index funds;
-learning about investing
As a result, I wrote a comprehensive financial plan for myself, will save at least $2000 (!) per year in fees, have higher returns over the long run and, for the first time ever, when I saw my investments drop I felt no fear and only calm, peace, happiness, and confidence. All of this showed at an appointment with a direct investing rep (required for one specialized account) recently. I was blown away at how far I've come (mentally) in one year...and all thanks to the forums!
My living costs recently reduced again quite significantly, and I'm intentionally going to increase my "luxury" spending by about $1000 in 2015. Other than that, I'll continue socking money into investments monthly and, yes, live joyfully!