Update: I wanted to update as I am now DEBT FREE!! Many life changes over the past few months. Paid off all my cc debt, sold a car, and moved across the country for a 70% raise - although HCOL.
I feel like everything is falling into place and could not be happier. Haven't really had a chance to save yet, but am on my way once paychecks start rolling in. Biggest life changer is not having to make cc payments or be underwater. Such a great feeling!