Just asking for recommendations (ie. things to consider, things to avoid). Please forgive the obvious question, since *everyone* in the world has already been in this exact situation and solved it on their own.
I can reasonably assure you that I didn't just beam in here from another planet and spawn this thread without first reading much of MMM's blog and picking through the forum.
Really, I'd just appreciate how to approach this. I've ruled out dollar-cost-averaging my way back into the market. I've also concluded that index funds make sense and individual stocks are for sukkas. I'd also like to wager some with Lending Club.
However, I'm unsure whether to dump the bulk into a Vanguard IRA and motor on, or additionally pay them to manage it (which seems to only amount to rebalancing whenever 5% out of balance, which I could do on my own). Or should I give it to Fidelity, Personal Capital, etc. Or maybe give each $100K?
Again, any directional help would be much appreciated. Thx!
P.S. I also understand that the *real* work comes from what I do after this, but I need to get this cash invested pronto.