I had a mailer the other day from some sort of lender (it wasn't bank, that's all I remember) stating I could get a loan. Then it listed all the ways I could use that loan. The first few suggestions were the usual...buy a car, buy a boat, take a vacation, holiday spending. But the last suggested item blew my mind. It suggested "prom night", I guess for the dress/shoes/purse/jewelry, limo, flowers, etc.
Take out a loan at 29% for prom night? Really?