Oh boy, where do we start? I see several glaring errors. I'll go bottom to top. First, he brings up McMansions and somehow equates them to millionaires. Apparently he's never laid hands on a copy of The Millionaire Next Door, otherwise he'd know that people living in McMansions are usually those with high earnings, but low (to nil) net worth. Translation: they usually aren't the creators/inventors he's desperately trying to make them out to be but rather people who happen to get paid a lot more than everyone else so the bank lets them have a large mortgage. (At the top of housing bubble, banks were throwing out mortgage money at 10x people's salary, so even if they've pulled back to a "conservative" 5x now, that still puts $200k+ in the $1mn shopping territory.) Moving on to the income argument, I still can't agree 100% here either. While yes, increasing income won't hurt a bottom line at all, his advice about it will. Essentially, he's saying to hell with the budget, just earn more to solve all your problems. But without taking time to analyze the budget and cut expenses where possible, the higher income will lead to more expenditures that expand to consume the increased income. Then of course, there's his whole line about cutting cable won't save money then writing the whole article on cable. Cutting cable might not be feasible (although if you did go ahead and get the second job to boost income, when will you have time to watch all that cable anyway? Might as well ditch it anyway...), but there're plenty other things that can be cut by many. Eat out less, pare back the cell phone data package, bike to work/store, etc. All those actions separately might seem insignificant, but will still add up quite a bit. Then I definitely think he went into full retard mode by complaining that he then had to (gasp!) take his kids out to do stuff to keep them entertained. I think I can guarantee that as life moves along, the trip to the aquarium will be far more memorable than countless hours spent flipping channels. Besides, when was the last time anyone went to say a graduation party and saw a slideshow of the whole family sitting around watching one "favorite show" after another?