The worst for me are the ads straight up urging people to take out buy crap when they have no money...
...get a home equity loan to get that dream kitchen.
...bad credit, no credit, we will drive the VEE-hickle to you!!!
...use this card for when life's little unexpected things come your way.
...layaway is back!!!
Goodness, it's like half the commercials just straight up tell you, "you don't have any money, but you should spend your money here anyway". So sleazy.
Oh, and on so many other commercials, they market things as FREE, when it's quite the opposite, or by the amount they cost per month, rather than just saying what a thing actually costs. That's the other one that gets me. What a joke.