How much joy does your boat bring you? How much food does it take off your table?
More joy than anything else in my life (I'm single, no dog). And no food at all, since I make easily enough to feed myself.
I love the idea of FI and RE, but my goal is to be happy. Yes, I can be happy with less, and I could even deal with a smaller boat, but I'm very content with what I pay. Lots of hobbies or expenditures on here are crucified by someone because it's add money to the budget. Who cares, still gonna retire 25+ years before the majority of my peers.
And my boat is just for fishing. And a wakeboarder may find that silly and good for them.
And many lakes you can't just "walk around". And plenty of lakes the best fishing isn't from shore.
Also, I drive a truck. Totally worth the cost.
It's not that hard when you have you financial bearings, to play the cost vs value game. Fishing costs me a lot of money from a mustacian perspective, but gives me value beyond the costs.
But hey, most people think boat and think use it 5 times a year. And I'm more around the 7-8 times during an average month.