I can't pay off my student loan right now. That's not the dire financial straits I'm in-- I am trying to cut them a check off the 'stache I managed to save up through 7 years of post-secondary. It's going to put a dent in it, yes, but she won't vanish, the 'stache. As much as I want the fucker gone, though, I cannot pay it off.
A Canada Integrated Student Loan has an interest-free "grace period" that lasts 6 months after the end of your studies. Then, the repayment period starts. It is apparently inconceivable to the National Student Loans Service Centre that someone would want to start repayment in that six-month grace period. I suspect, once I am actually able to access the repayment portion of the website, that a single lump-some payment will be equally impossible within the system, because nobody imagined it could/would/should be done. Tabernac.
You can laugh, or you can cry. I choose to laugh, so I exhibit it here, on the Wall of Shame and Comedy: behold, Mustachians, the Student Loan Program!