Hahaha!! Oh, man!! So many bad premises and points which make no sense.
- You'll need your FULL pension. Please don't save and take a reduced one. (No logic given as to why or current spending levels.)
- You probably have a kid going to college. Even though you saw them through teenage years, you've never thought about it up until this point. However, you're going to accidentally give them all your money.
- You NEVER considered longevity in your calculations. You were stupid to think you'd retire "early" at 55 and planned to die at 57.
- Stress doesn't kill you, like all the scientific studies show. ...No, no, it makes you stronger. (Because I said so.) You will die if you leave the workforce.
- Nobody hires geezers. So, if you're wrinkly, better keep your job because nobody wants to hire someone in Depends.
Investopedia is usually a pretty decent site but this is obviously written by someone who has money envy. ...Fucking pathetic.